Glossary

Term

Definition

Adjusted EBIT before PPA

Adjusted earnings before interest, taxes before depreciation, amortisation, and impairment of assets that are not capitalised through a purchase price allocation (PPA) in connection with a business combination; and adjustments related to reorganisations

Adjusted EBITDA

Adjusted earnings before interest, taxes, depreciation, and amortisation

Adjusted EAT

Adjusted earnings after tax

AGM

Annual General Meeting

AI

artificial intelligence

AoA

Articles of Association

APM

alternative performance measures

ARPA

Average Revenue per Agent

ARPD

Average Revenue per Dealer

AU

Automotive business unit

B2B

business-to-business

B2B2C

business-to-business-to-consumer

BoD

Board of Directors (or the Board)

BU

business unit

BVG

Swiss Federal Law on Occupational Retirement, Survivors and Disability Pension Plans

C2B

customer-to-business

CAGR

compound annual growth rate

capex

capital expenditure

CAPM

capital asset pricing model

CCO

Chief Corporate Officer

CFO

Chief Financial Officer

CEO

Chief Executive Officer

CGU

cash-generating units

CHF

Swiss franc

CO

(Swiss) Code of Obligations

CoC

Code of Conduct

CODM

Chief Operating Decision Maker

CRM

customer relationship management

DBO

defined benefit obligation

DCF

discounted cash flow

DCG

Directive on Information relating to Corporate Governance

DTA

deferred tax asset

DTL

deferred tax liability

ECL

expected credit loss

EGM

Extraordinary General Meeting

ELT

Executive Leadership Team (or Management)

ERM

enterprise risk management

ERP

enterprise resource planning

FISA

(Swiss) Federal Intermediated Securities Act

FinMIA

(Swiss) Financial Market Infrastructure Act

FTE

full-time equivalent

GDP

gross domestic product

GM

General Marketplaces business unit

GMV

gross merchandise value

IASB

International Accounting Standards Board

IPO (date)

initial public offering, for SMG on 19 September 2025

IPO LTI

IPO Long-Term Incentive Plan

KPI

key performance indicator

LLM

large language model

LTIP

Long-Term Incentive Plan

MEP

Management Equity Plan

MFA

multi-factor authentication

MPM

management-defined performance measures

NCC

Nomination and Compensation Committee

p.a.

per annum

PGSP

Profit Growth Share Plan

PGSP 2.0

Profit Growth Share Plan 2.0

PGSU

profit growth share unit

PPA

purchase price allocation

Principal Shareholders

The Group defines TX Group AG, Ringier AG, Schweizerische Mobiliar Holding AG and General Atlantic SC B.V. as its Principal Shareholders.

PSA

phantom stock award

PSP

Phantom Stock Plan

PSU

performance share unit

RAC

Risk and Audit Committee

RE

Real Estate business unit

rTSR

relative total shareholder return

Senior Management

Executive Leadership Team and Directors (Management Level)

SEON

AI-driven fraud-prevention platform

SIX

SIX Swiss Exchange

STIP

Short-Term Incentive Plan

TSR

total shareholder return

WACC

weighted average cost of capital

ZHK

Zürcher Handelskammer (Zurich Chamber of Commerce)